I don't think my husband realizes just how much insurance will be if he retires early. I have no idea either, but I imagine it will be quite expensive.
Talking about retirement to friends is just not that easy. I was fortunate enough to inherit a large chunk of money when my parents passed. Will be be okay? Our financial advisers say we will be. Easy for them to say.
I tend to hoard money. I love to hide it. Stash it away like a squirrel. On the down side, I love to spend money too. It is hard to find a balance.